Sign-in provider comparison

HonkIO Auth vs Stytch

Stytch covers many sign-in methods, B2B features and fraud tools, and runs on US servers. HonkIO Auth is passwordless only, with user data stored in Canada.

The short version

The differences most teams ask about first.

  • Stytch says it operates exclusively out of US servers. HonkIO Auth stores user data in Canada and processes requests on US-hosted infrastructure.
  • Stytch offers more sign-in methods: email magic links, one-time codes by email, SMS or WhatsApp, OAuth, passwords, passkeys and TOTP. HonkIO Auth offers email codes or links, passkeys and Canadian text codes.
  • Stytch's pay-as-you-go plan starts at $0 a month with 10,000 monthly active users, unlimited organizations and 5 SSO or SCIM connections. HonkIO Auth's Free plan covers 250 users per app, and organizations are on Business.

Side by side

Stytch's column comes from its public pages, checked in October 2026. HonkIO Auth's column comes from its own docs.

FeatureHonkIO AuthStytch
Where user data is stored
Stytch operates out of US servers; it says rigid regional localization isn't possible.
Canada (Montréal)United States
Free plan
Stytch pay as you go, from $0 a month, with unlimited organizations, 5 SSO or SCIM connections and 1,000 M2M tokens.
250 users per app10,000 MAUs
Who counts toward the bill
Users who come back on a later dayMonthly active users
Sign-in on your own domain
Stytch custom domains cover API calls, OAuth flows and magic links.
Every plan, requiredYes
Email codes or links
Stytch offers magic links and one-time codes by email.
Every planYes
Passkeys
In Stytch's prebuilt Login component, passkeys need another factor and can't be used alone.
Every planYes
Text-message codes
Pro and Business, Canadian mobilesYes, and WhatsApp
Passwords and social login
Stytch offers OAuth and passwords.
NoYes
Enterprise SSO and SCIM
Each extra Stytch SSO or SCIM connection is $125.
No5 connections included
Organizations and roles
Stytch includes multi-tenancy, organization-level auth policies, per-organization MFA controls and RBAC.
BusinessUnlimited, from $0

Pricing

How each one bills, in its own terms.

HonkIO Auth is priced per app, per month, in CAD, and paid from the same prepaid balance as HonkIO's SMS and email: Free at $0 with 250 users, Pro at $49 with 2,500 users and then 2.5¢ each, and Business at $249 with 10,000 users and then 2¢ each. A user counts in a month only if they sign in on a day after the day they signed up, and likely bots never count. Sign-in emails and texts cost HonkIO's normal message rates, and passkey sign-ins are free.

Stytch's pay-as-you-go plan starts at $0 a month, in B2B and Consumer versions, and includes 10,000 monthly active users and AI agents, unlimited organizations, 5 SSO or SCIM connections and 1,000 M2M tokens. Enterprise is custom.

Extra SSO or SCIM connections cost $125 each beyond 5, fraud fingerprints cost $0.005 each beyond 10,000, and a custom brand and login experience is a one-time $99 add-on.

The two count users differently, so compare them with your own sign-in numbers rather than the headline prices.

Where user data lives

Stored, processed and who handles it.

HonkIO Auth stores your users' data in Canada: the database and cache are in Montréal, and sign-in emails go through AWS in Montréal (ca-central-1). Requests are processed on US-hosted infrastructure (Railway, US East), and Cloudflare ends TLS for sign-in hostnames as a processor without storing the traffic. So HonkIO says the data is stored in Canada, not that it never leaves Canada.

Stytch's data compliance page says it operates exclusively out of US servers and that rigid regional localization isn't possible. It offers a DPA with Standard Contractual Clauses for cross-border transfers.

Twilio Inc. became Stytch's parent company when the acquisition completed, noted in Stytch's changelog on November 14, 2025. Stytch, Inc. remains the contracted service provider.

When Stytch is the better fit

Pick the one that matches what you need, not the longer feature list.

  • You need passwords, OAuth social login, TOTP or WhatsApp codes.
  • You sell to businesses that need enterprise SSO or SCIM: Stytch includes 5 connections.
  • You want unlimited organizations without a paid plan.
  • You send sign-in texts outside Canada: HonkIO Auth sends text codes to Canadian mobiles only.

When HonkIO Auth fits

  • You want user data stored in Canada, in Montréal, for every app on every plan.
  • You want passwordless sign-in only: email codes or links and passkeys on every plan, and text-message codes from your own Canadian number on Pro and Business.
  • You want flat monthly fees in CAD, paid from the same prepaid balance as HonkIO's SMS and email, with users counted only when they come back on a later day.
  • You want sign-in on your own domain on every plan, test apps included, and a hosted page in English and French.
  • You want abuse protection on every plan: a self-hosted bot check with no third-party CAPTCHA, SMS pumping detection and a daily text spending limit.

Trying HonkIO Auth

Standard OpenID Connect, so any OIDC library works.

HonkIO Auth uses the OpenID Connect authorization code flow with PKCE, so your app talks to it through an OIDC library you may already use, such as openid-client, Auth.js, Authlib or Socialite. Test apps are free, get every feature and send nothing.

Questions

Where does Stytch store data?
As of October 2026, Stytch's data compliance page says it operates exclusively out of US servers. HonkIO Auth stores user data in Canada and processes requests on US-hosted infrastructure.
Can users sign in with a passkey alone?
On HonkIO Auth, yes: a passkey sign-in counts as both steps of two-step verification. In Stytch's prebuilt Login component, as of October 2026, passkeys need another factor and can't be used alone.
Who owns Stytch?
Twilio Inc. became Stytch's parent company when its acquisition completed, noted in Stytch's changelog on November 14, 2025. Stytch, Inc. remains the contracted service provider.
Can I move from Stytch to HonkIO Auth?
HonkIO Auth is standard OpenID Connect, so an app that signs in through an OIDC library mostly needs a new issuer, client ID and secret. Code written against a provider's own SDK needs replacing. Plan how existing users will sign in: HonkIO Auth has no passwords, so they use an email code or link, a passkey or, on Pro and Business, a text code.
Does HonkIO Auth support passwords or social login?
No. HonkIO Auth is passwordless only, and has no social login and no enterprise single sign-on (SAML) or SCIM. If you need those, it isn't the right fit today.

Sources

What this page says about other providers comes from their public pages, checked in October 2026. If something has changed, tell us at support@honkio.ca and we will correct it.

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